High net worth insurance – Homeowners with more than the average assets demand more from their Insurance Broker. They expect personal one to one service, coupled with best advice, discretion, knowledge, experience and accessibility to the leading High-Net-Worth Markets and at a competitive price. We at RS Insurance allocate you as much time as you need to ensure you have a policy which is tailor made to your individual needs. No two homes are the same; therefore, no two policies are the same. We will help you create a policy which covers all your treasured possessions for everything from a minor mishap to a major crisis.

Our High Net Worth policies automatically include cover for accidental loss or damage and many other additional benefits, including unlimited replacement cover and environmental protection, to meet the specialist needs of clients with high value properties. For collectors of fine arts, antiques, fine wines, jewellery and watches, our insurance includes a broad range of specialist covers to protect your most precious possessions, with an agreed value for specified items and cover for matching articles and sets.

Our Lifestyle policies allow you to place all your insurances, Household/Motor Vehicles, including classic cars, high performance cars, motor cycles / Annual ravel insurance/Holiday Homes and Second Homes both in the UK and abroad/ Watercraft and equipment all on the same policy with one common renewal date and allowing you to pay by free direct debits. This is a priceless advantage, thus reducing the impact of being faced with huge renewal premiums at inconvenient times.

  • Lifestyle policies:- Being able to place ALL INSURANCES UNDER ONE ROOF with one common renewal date and one claims contact
  • Unlimited cover for Buildings and Contents of high value for main residence including Fine Art/Jewellery/Antiques
  • also covering swimming pools and electric gates
  • Full Accidental Damage cover on both Buildings ad Contents
  • Worldwide cover as standard for contents
  • Cover for matching articles and sets
  • Public and Employers Liability cover up to £10m
  • Concierge service
  • Motor Vehicles including high performance/Motor Cycles/Classic Cars
  • Buildings and Contents for second homes or holiday homes both in the UK and abroad (in some Geographical locations)
  • Watercraft and equipment
  • Annual Worldwide Family Travel
  • Legal Expense policies and 24 hour dedicated Legal Helplines for tax / health / domestic and childcare issues etc..
  • 24/7 hour claims helpline
  • INTEREST FREE direct debits


Our team of advisors will suggest the best insurance package for you, so get in touch with us today to find out more.

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