Our specialist high value home insurance policies automatically include enhanced benefits to meet the specialist needs of clients with high value properties.

With our cover you can take your possessions overseas and buy new items confident that they are automatically insured wherever you are in the world. You do not have to calculate separate sums insured for baggage or personal possessions outside the home. The cover is new-for-old ‘all risks’ and automatically includes accidental damage.

No two homes are the same, so we’ll tailor our extensive contents insurance to protect your possessions against everything from a minor mishap to a major crisis. We provide worldwide all risks cover on a new-for-old basis with generous limits for individual items which are not specified.


For collectors of fine arts, antiques, fine wines, jewellery and watches, our insurance includes a broad range of specialist covers to protect these most precious possessions, with an agreed value for specified items and cover for matching articles and sets.

Whatever your insurance requirements, you can feel confident that our friendly and experienced team at RS Insurance can help.

We are fully independent Insurance Brokers and not tied to a network which means that we can offer you a whole of market choice and complete unbiased advice. We have schemes in place to ensure that you get the right cover at the right price.

With in-house claims handlers, easy payment options and exceptional service, you will be glad you called us.


    The benefits

  • Worldwide cover as standard
  • Worldwide loss and damage of your possessions
  • Specialist cover for high value items of fine art / antiques and jewellery as standard
  • Automatic non-specified single article limit of £15000
  • Family protection cover for you and your family covering identity fraud
  • Public liability and Employers' liability cover of £10 million
  • Legal expenses cover of up to £100000 and dedicated helpline for UK customers
  • New for old as standard on all contents
  • Personal security advice and assistance with access to 24 hour helplines when travelling abroad
  • Unlimited buildings sums insured



Our team of advisors will suggest the best insurance package for you, so get in touch with us today to find out more.

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