Company health insurance, also known as corporate health insurance or private medical insurance (PMI), is a type of insurance provided by employers to their employees as a part of their benefits package. It offers private healthcare coverage for various medical services and treatments, complementing the services provided by the National Health Service (NHS).

With company health insurance, employees can access private medical facilities and services, allowing them to receive quicker treatment for non-emergency conditions, choose their preferred specialists and consultants, and have more control over their healthcare options. It is important to note that company health insurance is not meant to replace the NHS, but rather to provide additional options and flexibility in accessing medical care.

Company health insurance offers several key benefits for both employers and employees. Here are some of the main advantages:

• Prompt Access to Medical Treatment: With private health insurance, employees can access medical treatment quickly, often avoiding long waiting times commonly experienced in the NHS for non-urgent treatments. This can lead to faster diagnoses and timely medical interventions, potentially improving health outcomes.

• Choice of Healthcare Providers: Company health insurance typically allows employees to choose from a network of private healthcare providers, including hospitals, clinics, and specialists. This choice gives them more control over their healthcare and the ability to select healthcare professionals they prefer.

• Comprehensive Coverage: Depending on the policy, private health insurance can cover a wide range of medical services, including consultations, diagnostics, surgical procedures, and treatments. Some policies may also include coverage for mental health services, dental care, and optical treatments.

• Reduced Absenteeism: By providing access to prompt medical care, company health insurance can help reduce employee absenteeism due to illness. Employees can recover more quickly from health issues and return to work faster.

• Enhanced Employee Well-being: Offering health insurance demonstrates that employers care about the well-being of their staff. Employees who feel their health is valued are generally more satisfied and engaged in their work.

• Retention and Attraction of Talent: In a competitive job market, comprehensive benefits like health insurance can be an attractive incentive for potential employees to join a company and for existing employees to stay.

• Support for Mental Health: Some company health insurance policies include coverage for mental health services, such as counselling or therapy. This support can be invaluable for employees dealing with stress, anxiety, or other mental health challenges.

• Holistic Well-being Programs: Some insurers offer wellness programs as part of their health insurance packages, promoting healthy lifestyles and preventive care. These programs may include health assessments, fitness incentives, and lifestyle coaching.

• Faster Return to Work: In cases of illness or injury, private health insurance can facilitate a faster return to work through expedited treatment and rehabilitation services.

• Discounted Gym Memberships for Members: Certain providers offer additional benefits such as discounts for gyms and associated fitness/health products.

At RS Insurance we understand that your business’s most valuable asset is your people. 

With a choice of covers, together we can create a tailored solution that will give you peace of mind knowing your people are protected.

We give you the best of both worlds – our personal touch and market expertise, combined with great products from the UK’s largest insurers.

Simply get in touch – Depending on the size and complexity of your business the information we require varies in every case.

Feel free to email or call and one of our commercial team will be on hand to assist.

Alternatively you can complete the contact form (with our contact information below). Here you can specify your requirements, a preferred time & contact type – we will receive this in the office and one our advisors will be in touch as requested.