Package policies with the flexibility to suit you
Tradesman Package Insurance
Designed specifically for tradespeople or skilled professionals who work in various trades such as carpenters, plumbers, electricians, painters, and other similar occupations with a turnover of up to £1m,
Tradesman package insurance typically refers to an insurance policy designed specifically for tradespeople or skilled professionals who work in various trades such as carpenters, plumbers, electricians, painters, and other similar occupations.
The policy combines several types of insurance coverage into a single package to protect the tradesperson and their business against potential risks and liabilities that may arise in the course of their work.
Tradesman Package Insurance typically includes the following types of cover;
Public Liability Insurance: This coverage protects the tradesperson in case they cause injury to a third party or damage to their property while carrying out their work. It can cover legal costs and compensation claims.
Employers’ Liability Insurance: If the tradesperson employs staff, this coverage is usually required by law in many countries. It provides protection in case an employee suffers an injury or illness as a result of their work.
Tools and Equipment Insurance: This covers the tradesperson’s tools and equipment against theft, loss, or damage, ensuring they can continue their work even if their tools are compromised.
Personal Accident Insurance: In case the tradesperson is injured and unable to work, this coverage provides financial support during their recovery period.
Professional Indemnity Insurance: This coverage is more relevant for tradespeople who provide advice or professional services. It protects them against claims of negligence or errors that may lead to financial losses for their clients.
Business Interruption Insurance: In the event of unexpected disruptions to the business, such as fire damage to the workplace, this coverage can help cover lost income and ongoing expenses.
In addition to primary covers above, some packages can also include further covers such as Contract Works, Hired in Plant & Legal Expenses.
The insurance world is smothered with ‘package’ type policies, all providing varying degrees of cover – It’s essential for tradespeople to assess their specific needs and risks to determine the appropriate coverage for their trade.
We can assist in tailoring a tradesman package insurance policy that suits their requirements.
Not only will you have the peace of mind you are protected, we will spend the time assessing the market ensuring you have the right cover at the right price.
Simply get in touch
Feel free to email or call and one of our commercial team will be on hand to assist.
Alternatively you can complete the contact form (with our contact information below). Here you can specify your requirements, a preferred time & contact type – we will receive this in the office and one our advisors will be in touch as requested.
meet our panel
A selection of the insurers available to us, allowing us to offer expert independent advice to meet your insurance needs.