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Pubs, Clubs & Restaurants Package Insurance

Comprehensive insurance designed to provide coverage for pubs, clubs & restaurants

Pubs, Clubs & Restaurants package insurance is a comprehensive insurance that combines multiple types of cover into one policy, designed specifically to provide coverage for Pubs, Clubs & Restaurants.

This type of insurance package combines various coverages into a single policy to protect the business against a range of risks and liabilities specific to their industry.

Pubs, Clubs & Restaurants Package Insurance typically includes the following types of cover;

  • Property Insurance: This coverage protects the physical assets of the business, including the building (if owned), contents, equipment, and inventory, against damage or loss caused by events like fire, theft, vandalism, or natural disasters.

  • Public Liability Insurance: This coverage is essential for businesses that interact with the public. It protects against claims of bodily injury or property damage caused to third parties while on the business premises or as a result of the business’s operations.

  • Employers’ Liability Insurance: If the business has employees, this coverage is often legally required in many countries. It provides protection in case an employee suffers an injury or illness while working for the business.

  • Business Interruption Insurance: If the business operations are disrupted due to a covered event, such as a fire or flood, this coverage can help replace lost income and cover ongoing expenses during the downtime.

  • Contents and Stock Insurance: This coverage protects the business’s inventory, stock, and contents against theft, damage, or loss, ensuring the business can continue its operations smoothly.

  • Products Liability Insurance: This coverage is crucial for businesses that manufacture, distribute, or sell products. It protects against claims of bodily injury or property damage caused by a defective or faulty product.

  • Legal Expenses Insurance: This coverage assists with legal costs associated with certain types of legal disputes, such as contract disputes or employment-related claims.

In addition to primary covers above, some packages can also include further covers such as Loss of Licence, Glass, Signs, Money, Personal Accident, Goods In Transit & Terrorism.

The insurance world is smothered with ‘package’ type policies, all providing varying degrees of cover – It’s essential for business owners to assess their specific needs and risks to determine the appropriate coverage for their trade. 

We can assist in tailoring a package insurance policy that suits your requirements.

Not only will you have the peace of mind you are protected, we will spend the time assessing the market ensuring you have the right cover at the right price

Simply get in touch – Depending on the size and complexity of your business the information we require varies in every case.

Feel free to email or call and one of our commercial team will be on hand to assist.

Alternatively you can complete the contact form (with our contact information below). Here you can specify your requirements, a preferred time & contact type – we will receive this in the office and one our advisors will be in touch as requested.

meet our panel

A selection of the insurers available to us, allowing us to offer expert independent advice to meet your insurance needs. 

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