Marine cargo insurance is a type of insurance that protects goods and merchandise being shipped overseas or domestically through different modes of transportation, including air, sea, and land. 

This insurance covers damages or loss of cargo due to several causes such as collision, theft, piracy, natural disasters, and accidents. It provides financial protection to the policyholder against potential losses and damages of the cargo while in transit. 

Marine cargo insurance should be purchased by anyone who wants to transport goods, such as exporters, importers, and freight forwarders. It is essential for businesses that ship goods regularly to ensure that their cargo is covered by insurance to mitigate the risk of financial loss due to any unforeseen events during transit.

If you import or export goods, whether by sea or air, cover is available that could save you money over the prices charged by freight forwarders or shipping companies. If you arrange your own insurance and buy or sell under the conditions you want, then this can add to your profitability. If you need to know the difference between CIF, FOB, FAS and other conditions speak to one of our friendly and experienced team for advice.

Even if you are only responsible for property within this country, there are still policies available to you that can cover goods moved by own vehicles or by carriers (where their conditions are not adequate to provide you with a full indemnity).

If you are responsible for the movement of stock to various locations and through various processes, then you should talk to us about a stock throughput policy. With this type of policy you can cover your stock from raw materials to finished product anywhere in the world and including storage locations.

Whatever your insurance requirements, you can feel confident that our friendly and experienced team at RS Insurance can help.

We are fully independent Insurance Brokers and not tied to a network which means that we can offer you a whole of market choice and completely unbiased advice. We have schemes in place to ensure that you get the right cover at the right price.

Simply get in touch – Depending on the size and complexity of your business the information we require varies in every case.

Feel free to email or call and one of our commercial team will be on hand to assist.

Alternatively you can complete the contact form (with our contact information below). Here you can specify your requirements, a preferred time & contact type – we will receive this in the office and one our advisors will be in touch as requested.